Fire damage in a property is devastating and could be stressful for homeowners and their families to get back on track. Fire damage is typically the hardest claim to fight against insurance companies, as evidence of unintentional cause is hard to collect. Having a public adjuster in Fort Myers representing your fire damage insurance claim is in your best interest as we fight to get you the best possible settlement.
How to File a Fire Damage Insurance Claim?
1. Ensure your Safety.
Depending on the severity of the fire damage, it’s recommended not to enter the premises before it is inspected and considered safe by a professional.
2. Contact a Fort Myers Claims Adjuster.
Start by calling your local Fort Myers claims adjuster, preferably one with experience in fire damage claims. The insurance adjuster will walk you through the entire process and provide tips on what to and what not to do with the current state of your property.
3. Evidence and Paperwork.
After the initial call with a public adjuster, the adjuster or his team will visit you and your property to get relevant evidence to sustain your claim against the insurance company. After collecting evidence, the adjuster will require you to complete the paperwork that will allow him to represent you. Besides the evidence collected, the adjuster will need your insurance company’s information.
4. Submitting the Claim
As your legal representation against the insurance company, your public adjuster will present the claim. The time it takes to get a settlement resolution from the insurance company depends on the insurance company, but rest assured that your public adjuster will be in constant contact with them.
5. Getting the Settlement.
After getting the resolution of the settlement, public adjusters can dispute it if it isn’t what the policyholder expected. Typically the suggested recovery amount by public adjusters is approved by insurance companies, but they might try to settle for less.
Denied Insurance Claims
Do you have a denied insurance claim? A public adjuster can help you dispute unfair and denied insurance claims. Simply talk to your local public adjuster about your options. Time is crucial when it comes to this type of resolution; the sooner we can re-open the claim, the better.
What is a Fire Damage Public Adjuster?
A public adjuster is a licensed professional who represents policyholders against their insurance company in insurance claims. A public adjuster is also known as the “people’s adjuster” because they don’t work for the insurance company but for the homeowner. A fire damage public adjuster is a public adjuster with vast knowledge and experience in fire damage insurance claims.