The roof is one of the most expensive repairs a homeowner needs to take care of in a house. As a policyholder, your insurance should cover the roof replacement expenses. Public adjusters help collect evidence, build a strong claim, and discuss with the insurance company to achieve the best possible settlement.
How to File a Roof Damage Insurance Claim
1. Contact a Public Adjuster Specializing in Roof Damages
If you recently had roof damage, you must ensure that your house is safe for you and your loved ones. A roof could easily collapse based on the severity of the damage. After inspection, contact a public adjuster that will guide you throughout the process of submitting an insurance claim. Commonly, public adjusters will have some tips on what to and not do with the evidence that’s currently present at your home.
2. Collecting the Evidence
After agreeing with the terms of the public adjuster, the adjuster and/or his team will visit your property and start collecting evidence to include in the insurance claim report. When collecting evidence, the sooner an adjuster is able to collect it, the better for the claim.
3. Submitting Your Insurance Claim
A public adjuster will represent you in the claim and will discuss everything related to the damages with the insurance company. For a public adjuster to represent you, they’ll need the insurance policy information and legal paperwork to be filled out.
4. Insurance Company Settlement
An insurance company will issue a settlement for your claim. The time it takes for an insurance company to issue a settlement varies based on the insurance company. A public adjuster will keep you posted on the back and forths with the insurance company and when you should expect a settlement. After receiving the settlement, a public adjuster can dispute the resolution if the homeowner isn’t satisfied with the outcome.
Benefits of Using a Claims Adjuster
There are many benefits of using the services of a public adjuster.
- A public adjuster handles the paperwork.
- A public adjuster provides tips on what and what not to do.
- If a policyholder decides to file an insurance claim by himself, they’ll assign their own employee to assess your loss. A public adjuster works for you and in your best interest.
- A public adjuster collects relevant evidence for your claim.
- A public adjuster negotiates with the insurance company.
Denied Roof Damage Insurance Claim
If you had a roof damage claim denied, a public adjuster could dispute it. Get in contact with a Fort Myers public adjuster to dispute the resolution of your settlement, and let the public adjuster collect relevant information to present a better case for your insurance company.